Name: Fred Hartman
Title: Vice president/Commercial Business Group
Company: Allfirst Bank, Harrisburg
Company description: commercial bank
Personal: raised in Palmyra; has two grown daughters
Describe your typical day: "My position is very sales-oriented. Probably 60 percent of my time is spent calling prospects and talking to existing Customers to find out their needs. I've been in banking for 30 years, so many things have changed. We have portfolio managers who handle the maintenance work on accounts, which allows me to be out calling on prospects and customers and attending civic affairs."
What trends do you see in the small-business sector …

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